Losing Friends

• Posted: October 6, 2008
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• Author: Junelle
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• Filed under: Blogs, Friends, My Family, Simply Me
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• Tags: No tags set for this entry.

Recently, I have not been in touch with my friend in real life, but I am actively communicating with the one’s on virtual world.

Whenever a friend asks me to go out, to watch a movie or do something, I reject it saying “I am too busy” to give them of their request. Yes, I am indeed super busy now and bonding with my family is enough for me. After all, if I want to discuss things, my friends online (some are my X’s and friends in real life but just communicating online) are there.

I want to share a certain situation in which I find DISTURBING!

A friend owes me money since the time of her wedding (that was December 2007). I have nothing to give at that time, so I asked my parents if they could lend money for her. So they did, after all she has been my friend since high school and she is really dear to me.

Recently, she asked me if I could lend her some more because she needs it. Still unpaid of her previous debts, but she was asking for more. Again, I could have given her, if I have the money, yet I myself is sunked in with all the debts I have (specially on the credit cards).

Two days ago, I read on her blog that she was asking for help for some people to be able to help her friend - financially. My reaction was - WTF! She can’t even pay me her debts, yet she is helping out other people? I can’t help but comment on her blog.

Then she replied stating that a friend was in critical condition and that needed some money for the hospital. Then she further explains that this friend is someone who referred her to the business that she is running now, and that even though she won’t earn anything from the things she is selling, she would give it out just to repay her debt to this friend in need.

OKAY! Reality check, her husband is working in a call center and earning a bit above average income, have a tuition fee for a private school to cover, she have this business of buy and sell and they have debts.

I remember an article I have read about debts, this was before I had credit card, but at first I didn’t belive this, until I was drowned with debts I had for my credit card. The article has one message to say, “It is ALWAYS bad to spend money that is not rightfully or trully yours.”

In my case, I have no problem since I would only be imprisoned if I could not pay my debts. On my friends case, she owes money to her friends, and still asking money from some? What kind of life she is living? Debt life?

For someone who is in the same situation as my friend, this I would suggest for you:

• If you have friends in critical condition and that needed money for the hospital. PRAY for them! Money could not save a life, it could only pay the bills (I have mentioned this to my friend as well).
• Pay your debts first, before you give to others. After all, it is pretty awkward to give if you don’t have some extra. You are not being fair to those whom you owe money to.
• Owe money to someone - one at a time. Pay first to someone you owe money to, before you ask for it again or ask someone else for it.

Also, my friend mentioned that I should not comment on her blog about personal things, because she is building a reputation on her online business and that blog is not for her personal use but for business.

Well, now it is business to ask for help for a friend in need in the hospital, as she has posted it on her blog. As I could see it, its not purely business if you state it that way.

But anyway, this has already been a long post … even I would not read this kind of long post

Good Luck to my so-called friend and to her business. May she be successful in it so that she could pay her debts and eventually be debt free.

To know more about my expenses, I pay for the following:

• Php 7,000 for the lot I bought at Jaro / month for 10 years
• Php 25,000 for my HSBC credit card - it has reached my limit. I KNOW! I am paying at least Php 1,000 for this every month just to keep it running.
• Php 25,000 for my Citibank credit card - it has reached my limit. YES AGAIN! I have closed this one, and paying at least Php 4,000 / month for 2 years.
• Php 999 / month for Smart Bro
• Php 799 / month for Smart Bro Plug-it
• Php 800 / month for my Globe Handyphone Plan
• 2 children to take care of: medicines, milk, diapers, toys
• Php 3,000 / month for insurance for 5 years

Somehow, I have manage to survive with these. I also pay the bills for our landline and car fuel if I have an extra.

I have debt of Php 10,000 from my Mom for my daughter’s 4th birthday, and I still owe her that much since I freakn lost the money that could have been my payment for her.

SO FOR THOSE WHO WANTED TO HELP ME OUT WITH THIS EXPENSES I HAVE. I WOULD SURELY ACCEPT YOUR OFFER. THANK YOU!

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